Privacy Notice

WHAT DOES QUAIL CREEK BANK DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • • Social security number
  • • Payment history
  • • Transaction history
  • • Transaction or loss history
  • • Credit history
  • • Mortgage rates and payments

When you are no longer our customer, we continue to share your information as described in the notice.


How?

All financial companies need to share customers' personal information to run everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons QUAIL CREEK BANK chooses to share; and whether you can limit sharing.


Reasons we can share your personal information Does QUAIL CREEK BANK share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes - to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For our non-affiliates to market to you No We don't share
Questions? Call 405-755-1000 or go to www.quailcreek.bank

What we do

Question Answer
How does QUAIL CREEK BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safegaurds and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. 
How does QUAIL CREEK BANK collect my personal information? We collect your personal information, for example, when you
  • • Apply for a loan
  • • Give us your income information
  • • Provide employment information
  • • Provide account information
  • • Provide your mortgage information

We also collect your personal information from other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • - sharing for affiliates' everyday business purposes - information about your creditworthiness
  • - affiliates from using your information to market to you
  • - sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Term Definition
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • - QUAIL CREEK BANK has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • - QUAIL CREEK BANK does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • - QUAIL CREEK BANK doesn't jointly market.